Tom Rogers

What is business expenses insurance cover? There are many different insurances that a self employed doctor should consider – medical indemnity insurance, public liability insurance, contents insurance and business interruption insurance. One insurance that is often overlooked is business expenses insurance. Business expenses insurance is similar to income protection insurance and provides an additional level […]

Personal insurance for doctors is about protecting your ability to generate income for the future for you and your family. There are different ways to apply for insurance policies in Australia, whether it’s through online comparison sites, directly through insurers and superannuation funds or engaging the services of a professional, such as one of our […]

There are many reasons why doctors [or anyone, really] don’t feel they need insurance, whether they believe they are healthy enough and don’t need cover, they are young and don’t have anything worth protecting, or they might be concerned that even if they have a policy in place, their insurer won’t pay their claim.  This […]

During the last two years, the Australian insurance industry has seen some of the biggest changes in its history which may be relevant for Income Protection for doctors, these changes required by the Australian Prudential Regulation Authority (APRA) were aimed at moving the industry and in particular Income Protection back to a financially sustainable position. […]

There are industry-wide changes coming to the Income Protection market that will increase the complexity of comparing the features and benefits of income protection policies moving forward

Insurance provides a vital part of every doctor’s wealth creation and protection plan, with five different types of personal insurances for junior doctors available. It can be overwhelming knowing what sort of insurance will be necessary when you start your medical career. The insurance consultants (risk advisers) at DPM are here to educate doctors and […]

Whether it is in a medical practice or not, when starting a business partnership, it’s important to ensure you have an exit strategy in place to protect you, your interest in the practice and your family. The reality is, at some point, business partnerships end. Best case scenario, it may be a voluntary exit at […]

Early in 2019, Parliament passed legislation that may impact the insurance of people with multiple Super accounts. The law known as ‘Protecting your Super” was introduced to ensure that people, particularly those with either low balances or inactive superannuation accounts, don’t have their Super balances unnecessarily eroded by insurance premiums and fees. Changes to insurance […]

Burnout is characterised by emotional exhaustion, cynicism and ineffectiveness in the workplace, and by chronic negative responses to stressful workplace conditions. With so many things competing for our time, it’s easy to become overwhelmed by the demands of work, family and maintaining our health. But this doesn’t mean that we should neglect the need to […]

“If you fail to prepare, prepare to fail” That’s what effective studying for exams comes down to at the end of the day. No doubt, there is a direct correlation between hours of study and your final grade, but not all hours registered on the timesheet translate into clear, useful and relevant content in your […]

Created by South African, Dr Marius Barnard in 1983, trauma insurance is aimed at providing people with financial protection against serious medical conditions such as cancer, heart attack, stroke or an accident. While 1983 may seem like a lifetime ago, trauma insurance remains as important as ever. Over the years the cover has become more […]

When was the last time you commenced your personal insurance reviews? Your life insurance policy is an important investment in your future. It provides you and your family financial peace of mind in the event of an unexpected death, total permanent disablement or a severe illness or injury. But quite often our insurance policies are […]